What happens if I have previous Defaults?

Hi, i have defaulted on a credit agreement last year and would like to settle the amount (£490) along with other debts totalling £2800. Would this defaut affect my chances of obtaining a loan with you? Hope you can help

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What happens if you move house?

Hi If I take up a loan and then move house. What happens about the loan ??? Can I just take it with me to the new property?? Regards

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Self Employed Applicants?

Hi there, Can you still apply if your self employed for under 2 years with or with out proof of income?

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Do you charge fees?

Do you charge any upfront fees for arranging loans?

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Do I have to be a homeowner?

A simple question. Do you have to be a homeowner to apply for a consolidation loan? Many Thanks

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Can I borrow more at a later date?

Hi I recently took out a secured loan and I am wondering if I am able to add to this loan amount at any time? My loan was for £25,000 and I may need to add to this in the future. I don’t want to take out a second loan so am hoping I am able to add to my original secured loan amount.

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How soon will I receive the money?

How long does the application process take and how quickly will I receive the money?

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How much can I borrow?

Hi I am looking for a very large secured loan, what is the biggest amount I can borrow?

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Can I repay my loan early?

Hello, if I take out a secured loan with yourselves and my financial circumstances were to improve could I repay the loan off early, as I am in the process of acquiring a new job and if successful I could pay more of my loan off each month.

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What if my circumstances change?

Hi, what would happen if I was unable to work through illness or redundancy? I don’t think I would be able to get another job at my age and was wondering what would happen in this situation.

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What happens if I have a complaint?

What happens if I have a complaint - do you have a formal complaints handling procedure?

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