Loan Budget Calculator

In order to help our customers to calculate their current financial position quickly and accurately, we have devised a simple budget calculator, which can allow you to work out exactly how much money is available to you at the end of each month.

It’s difficult to make very important financial decisions without a good understanding of how to make an accurate comparison of your income and outgoings, and to arrive at a true picture of your overall financial situation.

The Budget Calculator is very easy to use, and you may be surprised at the results! Any information you choose to give will remain completely confidential, and we won’t retain any of it either electronically or on paper.

It’s simple to use and will only take a few minutes to complete.

Income

Please include your total combined or household income.

Amount (£) Frequency
Pay (after tax) PAY: Please include all forms of income including overtime, bonus and prp
Pension income
State benefits STATE BENEFITS: Such as benefits received from the DWP, not including job seekers allowance
Interest / investment income
Child maintenance
Other OTHER: For example, rental and lodger income, casual work income or gifted income

Spending

Amount (£) Frequency
Household HOUSEHOLD: Such as Council tax & Utilities such as; Gas, Electricity and water
Financial products FINANCIAL PRODUCTS: Your mortgage payments. Any loans or credit cards that are not being settled as part of this loan
Travel TRAVEL: For example, Travel costs to and from your place of work
Children CHILDREN: Childcare costs, if applicable
Other OTHER: For example, Insurance, investments and any other outgoings you wish to account for

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