January 2008

Page 5 of 7

The 'last days' of final salary pensions

Defined contribution schemes are the future of pension provision, one sector expert claims.Des Hamilton, technical director of The Pensions ...

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Preparation 'key' for dog expenditure

Dogs are expensive pets and owners should be ready for the expenses involved, it has been advised.Tesco Pet Insurance has asserted that the ...

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Rate hold 'a bad thing for mortgage borrowers'

The Bank of England's decision to hold the base rate this month could spell increased outgoings for Britain's mortgage borrowers, one broker asserts.<...

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Credit crunch 'has not harmed self-cert sector'

Self-cert mortgage availability has not been harmed by the credit crunch, one broker claims.Andy Pratt, spokesperson for Alexander Hall, rem...

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Personal insolvencies 'set to rise'

Reports of an increase in personal insolvencies this year look set to be accurate, one expert notes.James Falla, director of advice service ...

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Base rut cuts 'may not yield mortgage savings'

Further cuts to the base rate this year will not necessarily mean lower mortgage payments for homeowners, one price comparison website points out.

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New year 'a good time to sort out finances'

People should use the new year as a time to reassess finances and help solve debt issues, according to the Consumer Credit Counselling Service (CCCS)....

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Vulnerable consumers 'should be protected from energy price hikes'

There have been calls for lower priced energy bills for vulnerable people to help those in, or at risk of, fuel poverty.The National Consume...

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Loan rates 'set to vary'

Loan and mortgage rates are dependent on many factors and could vary throughout 2008, the Council of Mortgage Lenders (CML) warned before today's inte...

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Loft insulation 'may reduce fuel bills'

Homeowners have been told that insulating lofts and wall cavities are the most cost-effective ways of reducing fuel bills, following advice form the H...

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Landlords 'hit with unfair agency fees'

The budgets of landlords in the south are being strained by agency fees that are too high, according to one industry organisation.A new repo...

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Bills 'pressurise' household budgets

Rising household bills are stretching budgets to "breaking point", according to one price comparison website.New research from Mon...

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Unplanned life events 'can harm finances'

Britons may find that big life changes exert pressure on their finances for which they are unprepared, a new report warns.Some 62 per cent o...

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Wait before switching, says energy expert

Consumers are being advised to bide their time before switching to a different energy supplier.A spokesperson for energywatch, an independen...

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Homeowner loans 'offer various benefits'

There are a number of advantages to homeowner loans, according to one sector expert.Mark Gettinby, director of financial services at intune ...

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