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Daily Interest

Interest calculated on a daily basis on the amount outstanding- this method can save a lot in the long term.

Data Protection Act

The Data Protection Act protects your rights with regard to how your personal information is stored and used.

Debt Consolidation Loan

A Debt Consolidation Loan is a loan, which is secured against a property or mortgage. This type of loan allows the borrower to pay off any outstanding repayments, which may include credit card bills, hire purchase agreements or any other bills. The advantage of a Debt Consolidation Loan is that the loan will usually be charged at a much lower rate than is charged on credit cards, and can be spread over a longer period so that monthly repayments and overall outgoings are likely to be far less.

Default

An item on your credit file, showing that you have failed to keep up repayments, or that your debt has been passed to a debt collection agency.

Discount Rate

The reduction of a rate of interest for a fixed term.

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