This weekend's Rugby World Cup final could prove costly for many homeowners, it has been warned.

Financial services provider Lloyds TSB notes that when England won the tournament in 2003, a rush of related home insurance claims were received.

But for individuals with no such insurance, alternatives such as homeowner loans might be a way to cover repair bills.

"The tension of the Rugby World Cup final four years ago clearly took its toll on the nation's homes," comments managing director Phil Loney.

"We covered these claims because our customers had opted for accidental damage on their home insurance policy," he adds.

Some of the stranger claims received by Lloyds TSB include a man who set fire to his living room wall when an England flag was waved too close to an ashtray.

Recent research by the firm revealed that 20 per cent of homeowners fear a further rate rise will add to their mortgage costs.

By securing homeowner loans against their property, these Britons could access additional funds to see them through short-term financial problems.ADNFCR-1287-ID-18324003-ADNFCR

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