There are numerous ways to make money from purchasing property, according to an expert.

Chris Horne, editor of Property Hawk, advises that there are two main routes to investing in housing.

These include "trophy asset style" - where the property purchased is desirable or rare - and cash cow, which relies on building up equity over an extended period.

Homeowner loans could be an option for either style of investor, as they can free up the equity held in a house in order to provide additional funds for a number of purposes.

Mr Horne suggests that the market conditions can indicate which type of investment is likely to be most successful - with trophy assets best in an environment of quickly growing house prices.

"Because they are limited and desirable these properties will do well when prices are surging ahead," he explains.

Meanwhile, cash cow properties could be better for consumers in the long term as the mortgages on such a house often include an element of repayment, he adds.

This could help to build up the equity in the property, increasing the size of homeowner loan which may be obtained.ADNFCR-1287-ID-18354836-ADNFCR

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