Fans of DIY should ensure they inform their insurers of any changes to the value of their property, it has been advised.

The Fair Investment Company tells households of the implications of not doing so as National Maintenance Week gets underway.

And the comments could prove of particular interest to anyone obtaining a homeowner loan to undertake such improvements.

Company director James Caldwell states: "Britain's love of DIY can spell disaster for some homeowners if they neglect to tell their insurers of the changes they have made.

"Whether it's knocking down a wall, adding an extension or simply replacing the windows, you could end up out of pocket."

The firm explains that two-thirds of Britons are unaware that their home insurance could be subject to limitations during any building work.

Andrew Leech, technical consultant to the National Home Improvement Council, recently urged households not to carry out construction without adequate insurance cover.

Such protection could be additionally important if funding DIY efforts through secured lending or homeowner loans.ADNFCR-1287-ID-18359284-ADNFCR

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