The cost of making a property carbon neutral nearly reaches five figures, according to Alliance & Leicester.

Research conducted by the financial services provider reveals that a three-bedroom semi-detached property can cost £9,000 to make completely free of ecological impact.

Homeowners looking to undertake such renovations as part of their commitment to combating climate change could therefore opt for secured home loans as a means of meeting the cost.

The company suggests energy-saving lightbulbs as a good first step on the route to climate friendliness.

While they may cost more than traditional filament bulbs initially, these can save up to £65 over their lifetime - helping to meet the costs of any secured home loan repayments.

Loft insulation also pays for itself, costing about £300 to install but recouping £110 each year.

Energy watchdog Ofgem adds that cavity wall insulation can save a further £50 at least on the typical annual heating bill.ADNFCR-1287-ID-18370333-ADNFCR

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