Insulating loft space and wall cavities can help reduce energy bills by up to a third, it has been claimed.

Andrew Leech, technical consultant to the National Home Improvement Council, asserts that substantial savings can be made on utility bills - and that now is the ideal time to insulate.

While he observes that there are year-round benefits to installing insulation, the colder weather could have many Britons looking to make their homes more impervious to draughts.

Secured home loans might be the best way to fund any home improvements as they are able to release the equity held in property in order to purchase insulation or hire tradesmen.

"There's not just loft insulation, there's cavity wall insulation if you've got cavities and that can save a vast amount of energy from a house - I think it's about 33 per cent," Mr Leech states.

With such savings available to be made, consumers might be more tempted to take out lending such as secured home loans in order to make any improvements.ADNFCR-1287-ID-18386010-ADNFCR

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