With many Britons planning to seek out some winter sunshine this Christmas, Post Office has raised concerns over hidden credit card fees.

According to the personal finance provider, those using such cards abroad could find themselves with an unusually severe financial hangover as a result of high levies.

It states that the majority of credit card holders are charged 2.75 per cent on all transactions when abroad by their providers.

The news could prompt travellers to opt instead for a loan, which comes with the security of knowing exactly how much is owed.

Post Office director of lending Gary Fitton said: "Regardless of where people are travelling to this Christmas, we are urging holidaymakers to ensure the only baggage they return with is the luggage they are carrying and not unnecessary card charges."

Other news that may be of interest to those seeking out a low-rate loan or other form of borrowing is that, according to Credit Action, total consumer credit grew to £222 billion in October this year.ADNFCR-1287-ID-18390296-ADNFCR

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