After initial challenges, one expert predicts that first-time buyers may find their prospects improve.

The property market faces a few years of difficulty but there are signs of hope, according to Tom Entwistle, editor of Landlordzone.co.uk.

While mortgage products may grow scarce as lenders implement stricter borrowing conditions, the sector expert claims that initial hardship may precede an era of increased ease for people looking to get onto the property ladder.

"It's going to be a tough couple of years in the property markets, but hopefully when things run their course it might just get a little easier for first time buyers," he says.

A survey by the Royal Institution of Chartered Surveyors found that rental growth reached a peak in September, with decreased accessibility to the housing market cited as a possible factor in this.

One potential motivation for people looking to invest in property is the access such equity offers to the secured loan market, through which homeowners may be able to borrow funds secured against the value of their home.
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