Homeowner loans could be easier to come by for inhabitants of a number of Scottish regions next year, according to a new report.

Halifax's property hotspots forecast for 2008 sees Scottish towns dominate the top five places in terms of anticipated house price growth.

Lochgelly, Paisley, Greenock and Aberdeen are in first, second, third and fourth place respectively in the table of towns expected to outperform the national house price inflation average next year.

Other places in the top-ten include Hackney in east London - expected to benefit from regeneration ahead of the forthcoming Olympics - and Liverpool, which is next year's European Capital of Culture.

Colin Kemp, managing director at Halifax Estate Agents, claimed: "Some areas will continue to be in high demand next year with property prices rising accordingly despite the expected subdued outlook across the market as a whole."

People with equity held in property may find that a homeowner loan is a good option, according to the Thrifty Scot.
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